Auto Financing

With Rainbow Motor Sales

From good credit to bad credit to no credit, we’ll help you get
approved for a car you love, no matter your budget or credit history.

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rainbow motors - get approved

Get Approved, First

Rather than worrying about lender rejection or unexpectedly high rates, here at Rainbow Motors, we’ve simplified the car-buying experience. With our streamlined know-before-you-buy process, our finance team ensures you pre-qualify for vehicles you’re guaranteed to get! We can access a broad range of lenders, so you get the best terms and rates that align with your budget. Contact us or apply online to get started!

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rainbow motors - trade-ins

Trustworthy Trade-Ins

Looking to trade in and trade up? We welcome Coldwater drivers to sell their used vehicles to Rainbow Motors! When you trade in your car at a reputable dealer, not only will save money on the downpayment of your new vehicle, but you’ll also save on the taxes and fees associated with it! We offer a hassle-free payout process and fair market value assessments on vehicles of all makes and models.

Value Your Trade-In    >

rainbow motors - Bilingual Service

Bilingual Service

Understanding your auto financing options can be tough, especially if English is your second language. To better serve our Spanish-speaking community, Rainbow Motor Sales is proud to be one of the only used car dealerships in Coldwater to provide an onsite bilingual sales rep for your car-buying needs. Go over the terms of your deal with full confidence you’re making the right decision!

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Bad Credit Financing

Having bad credit is more common than you think! Here at Rainbow Motor Sales, we don’t believe in letting a low credit score hold you back from purchasing a reliable vehicle. As a bad credit car dealer in Michigan with years of experience helping customers with less-than-ideal credit, our team knows all the tips and tricks to ensure you get approved for an affordable auto loan!

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Rebuild Your Credit

Having bad credit can feel like a roadblock in a number of areas, whether you’re interested in buying a car, a new home, or taking out a line of credit. The good news is financing a used vehicle with consistent monthly payments can be an excellent way to build your credit over time!

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Financing FAQs

Can I get auto financing with bad credit?

We get it; life happens! Sometimes a single life event can turn everything upside down – including your credit. Whether you have good, bad, or no credit, we can always find a solution to help you finance a new vehicle and get you back on your feet.

How can auto-financing improve my credit score?

Financing a vehicle is a great way to build your credit, even if it has to be from the ground up! Whether you’re new to the world of credit or have been sitting in the red zone for some time, having affordable payments that you pay off regularly and on time can really make a difference in improving your credit score.

What’s the benefit of a finance-first approval process?

By getting approved before you shop, we can help you find a vehicle that aligns with your needs and budget. This way, you can save hours at the dealership or the letdown of later getting denied by banks.

Contact Us

Leave us a voicemail
or send us a message

Give us a call at (517) 279-7616 or click here to send us a message!

395 N Fremont Rd, Coldwater, MI 49036